For many people, their car is one of the most valuable things they own. Therefore, it only makes sense that they want to be sure it is well protected. Though damage during auto transport is unlikely, there is always the small chance that something could happen to your vehicle. This is the reason why it’s important to make sure your vehicle is insured when it is being transported from one location to another by an auto shipping company. Here are a few things you need to know about shipping insurance before handing your car over to a shipping company.
What is Covered?
Auto shipping companies are required by law to provide insurance for the cars they transport. Most companies have liability and cargo insurance, meaning that your vehicle should be covered for any damage that occurs during transport. However, it is always a good idea to check with the auto shipping company and get a printed copy of their insurance policy. There might be limitations to their policy for certain things like “acts of god” (floods, tornadoes, earthquakes, etc.) Once you are familiar with the company’s insurance policy you can decide whether or not to purchase additional coverage.
What to Ask Your Insurance Company?
In addition to checking with the car shipping company, you should also speak to your own auto insurance provider. Depending on your policy, you vehicle may be covered during transport. You will want to find out from your provider what damages are covered, such as those from weather, debris, theft, and negligence. If your policy does not cover auto transport, you might need to look into adding additional coverage to your vehicle for transport.
Other Information to Tell Your Insurance Company
In addition to general information regarding the policy, you want to notify your insurance company of the shipping company that will be transporting your vehicle as well as the distance your vehicle is being transported. Furthermore, you should remove all items from inside your vehicle and do a complete inspection of the vehicle prior to shipment and document the car’s condition. Upon arrival, you will want to perform another inspection and immediately document any damage. It is critical to report any new damage as soon as possible upon delivery so that you can make a timely claim if needed.
Frequently Asked Questions
Answers to Your Car Moving Questions
The hardest thing for people researching car moving companies to understand is that the prices they are getting are not hard and fast gaurantees, but rather ESTIMATES of what one company thinks it will take to get a vehicle moved promptly versus another company's opinion of what it will take. Don't be fooled, there are not carriers committed to take your vehicle at these quoted prices, the company you choose will still have to get to work getting a carrier to commit to move it at the price they quote you.
Your total price breaks down into two parts, the broker's fee (or 'deposit' as everyone calls it) and the carriers fee (your COD amount) Make no mistake about this, EVERYONE YOU ARE GETTING SALES CALLS FROM IS GOING TO BROKER YOUR MOVE. In this industry, there are brokers who try to fool you into thinking that they are the actual carriers and there are an equal amount of carriers who sell themselves on the fact that they have a truck or two but are not being honest about the fact that they broker out 90% of the orders they book. Here is a quick easy way to tell, if a company takes an up front fee, whether they call it a deposit or any other name, they are a broker. Carriers do not take any payment until the vehicle is delivered.
In our opinion, you are crazy to do so. Have you ever been paid up front for the work that you perform for your employer? Why would you pay a fee up front when there are reliable and trustworthy companies like ours that won't ask for it until we provide you with your carriers details?
The average transit time from pick up to delivery on any vehicle going coast to coast will be between one and two weeks. From there you can figure your transit time based on how far your vehicle is traveling, i.e. from either coast to the Midwest might average 3-7 days.