If you have decided to have your car shipped then it is necessary to make sure you have the proper insurance for your vehicle. The last thing you want is to be held liable for damage that occurred during transport. Your car is one of your most valuable assets, so it’s absolutely essential to take the right precautions before turning it over to a third party. In order to make sure your car is fully covered, you will need to understand the different aspects of shipping insurance.
Does the Shipping Company Provide Insurance?
All car shipping companies will provide some sort of insurance for your vehicle’s shipment. However, with some companies it may not be included in the cost. There may be an additional fee for this insurance. You also want to find out when the shipping company’s liability begins and ends. For all insurance companies, the insurance only covers the time that your vehicle is actually on the truck and does not cover transport to and from the truck yard. In this case, you might consider purchasing additional insurance to make sure your car is covered during the entire process.
Does Regular Auto-Insurance Cover Shipping?
It is a good idea, just in case, to check with your auto insurance company to find out if your vehicle is covered during car transport. Unfortunately, if there’s an issue with the carrier’s insurance or a disagreement between parties, damage to a vehicle can and does happen from time to time. This is why you need to make sure your vehicle is covered under insurance during transport. Since every insurance policy is different, you will need to start by checking out the specifics of your regular auto-insurance plan.
How Much Will the Insurance Cover?
In some cases, your transport insurance will only cover damage up to a certain amount. If you are transporting a high-value or antique vehicle, you may find that this amount is not sufficient enough for your needs and it might be in your best interest to purchase additional insurance. It is also important to take into account whether your car will be transported in an open or enclosed carrier. Enclosed carriers are designed for high-end cars to prevent damage so you may not need to purchase extra insurance. In any case, be sure that you understand exactly how much coverage you have so you can make an informed decision on whether or not you need to purchase additional insurance.
Frequently Asked Questions
Answers to Your Car Moving Questions
The hardest thing for people researching car moving companies to understand is that the prices they are getting are not hard and fast gaurantees, but rather ESTIMATES of what one company thinks it will take to get a vehicle moved promptly versus another company's opinion of what it will take. Don't be fooled, there are not carriers committed to take your vehicle at these quoted prices, the company you choose will still have to get to work getting a carrier to commit to move it at the price they quote you.
Your total price breaks down into two parts, the broker's fee (or 'deposit' as everyone calls it) and the carriers fee (your COD amount) Make no mistake about this, EVERYONE YOU ARE GETTING SALES CALLS FROM IS GOING TO BROKER YOUR MOVE. In this industry, there are brokers who try to fool you into thinking that they are the actual carriers and there are an equal amount of carriers who sell themselves on the fact that they have a truck or two but are not being honest about the fact that they broker out 90% of the orders they book. Here is a quick easy way to tell, if a company takes an up front fee, whether they call it a deposit or any other name, they are a broker. Carriers do not take any payment until the vehicle is delivered.
In our opinion, you are crazy to do so. Have you ever been paid up front for the work that you perform for your employer? Why would you pay a fee up front when there are reliable and trustworthy companies like ours that won't ask for it until we provide you with your carriers details?
The average transit time from pick up to delivery on any vehicle going coast to coast will be between one and two weeks. From there you can figure your transit time based on how far your vehicle is traveling, i.e. from either coast to the Midwest might average 3-7 days.